Financing & Promotions

Please select a dealer partner to view the current offers in your area.

Special Financing

Purchasing Z Turf Equipment products is easy and affordable with special Z Turf Equipment sponsored finance promotions available through your participating independent Z Turf Equipment dealer. Both revolving charge (Exmark Credit Card through Citi) and installment loan (Sheffield Financial) programs are available. Your dealer may offer either one or both options -- just ask them. Apply online or visit your participating Z Turf Equipment dealer today. 

Note: Online applications are completed through the Citi or Sheffield Financial websites. Citi's and Sheffield's privacy statements and website terms and conditions apply. Exmark Credit Card is issued by Citibank, N.A.

Citi web

Revolving Credit

Questions: Consumers (877) 274-8640 | Commercial (877) 291-0475

Consumer Application Commercial Application

SheffieldLogo

Installment Loans

Questions: (800) 438-8892

Apply Online


Canadian Residents: Please contact your local dealer for financing available in your area.

Finance Options

No Payment for 5 months; thereafter, 0% for 42 Months [0.94% APR*]

Valid May 01, 2021 through July 31, 2021

Sheffield Financial

Apply for Credit
*Example: On a financed amount of $7,500, your down payment is $0, no payment for 150 days followed by 42 monthly payments of $182.15 each. Interest rate is 0% [APR is 0.94%]. Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 5/1/2021 and 7/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice. **Commercial customers only.
View Details

0% APR - 36 Payments*

On purchases of $3,000 or more when you use the Exmark Credit Card. A Major Purchase Plan fee of $150 will be added to the Major Purchase Plan Purchase amount.

Valid May 01, 2021 through July 31, 2021

Citi

0% APR - 36 PAYMENTS* on purchases of $3,000 or more when you use the Exmark Credit Card. A Major Purchase Plan fee of $150 will be added to the Major Purchase Plan purchase amount. Offer valid 5/1/21 - 7/31/21.

Apply for Credit
*With credit approval for qualifying purchases made on Exmark Credit Card at participating dealers. 0% APR until balance is paid in full. The amount of the 36 monthly payments will be equal to the total purchase amount (including taxes) plus the Major Purchase Plan Fee divided by 36, rounded up to the nearest dollar. If you have other balances or late payments on your account, the number of monthly payments advertised may not pay off the balance. See card agreement for details. Offer valid for accounts in good standing; see dealer for details. May not be combined with any other credit promotion offer. Purchase requirement before taxes, fees, and other discounts and must be made in a single transaction.
View Details

0% for 48 Months [0.81% APR*]

Valid May 01, 2021 through July 31, 2021

Sheffield Financial

Minimum Finance Amount $1500
Installment Loan
No down payment required
Promotion fee will be charged.

Apply for Credit
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $158.86 each. Interest Rate is 0% [APR is 0.81% (E)]. Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 5/1/2021 and 7/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
View Details

3.99% for 60 Months [4.66% APR*]

Valid May 01, 2021 through July 31, 2021

Sheffield Financial

Minimum Finance Amount $2,500
Installment Loan
No down payment required
Promotion Fee Applies

Apply for Credit
*Example: On financed amount of $7,500, your down payment is $0 with 60 monthly payments of $140.38 each. Interest Rate is 3.99% [APR is 4.66% (E)]. Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $2,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 5/1/2021 and 7/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
View Details

0% for 12 Months [1.23% APR*]

Valid April 15, 2021 through July 31, 2021

Sheffield Financial

Apply for Credit
*Example: On financed amount of $7,500, your Down Payment is $0 with 12 monthly payments of $629.17 each. Interest Rate is 0% [APR is 1.23%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 4/15/2021 and 7/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $50.00. Offer subject to change without notice.
View Details

1.99% for 24 Months [3.60% APR*]

Valid April 15, 2021 through July 31, 2021

Sheffield Financial

Apply for Credit
*Example: On financed amount of $7,500, your Down Payment is $0 with 24 monthly payments of $324.35 each. Interest Rate is 1.99% [APR is 3.60%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 4/15/2021 and 7/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
View Details

2.99% for 36 Months [4.09% APR*]

Valid April 15, 2021 through July 31, 2021

Sheffield Financial

Apply for Credit
*Example: On financed amount of $7,500, your Down Payment is $0 with 36 monthly payments of $221.72 each. Interest Rate is 2.99% [APR is 4.09%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $2,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 4/15/2021 and 7/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
View Details

3.99% for 48 Months [4.83% APR*]

Valid April 15, 2021 through July 31, 2021

Sheffield Financial

Apply for Credit
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $172.14 each. Interest Rate is 3.99% [APR is 4.83%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $3,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 4/15/2021 and 7/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
View Details